Schedule of Reductions
A new federal student loan proration requirement, known as the Schedule of Reductions (SOR), requires schools to adjust annual Federal Direct loan eligibility for students enrolled less than full-time, including continuing borrowers under legacy loan provisions. A student's enrollment status when a loan is disbursed determines the amount of annual loan eligibility. For example, a student enrolled at 75% of full-time status will generally be eligible for 75% of their annual federal loan amount. Changes in enrollment after a loan has been disbursed, especially reductions in units, may require a recalculation of eligibility and could affect loan funding for the remainder of the academic year.
Click the link below for the number of units that determine the Annual and expected units for Full-time enrollment for every program at each grade level: