In general, most Post-Baccalaureate students are considered dependent students and may receive up to $5,500 in Federal Direct Student Loans during the award period. If you are considered a dependent student, your parent may also apply for the Parent PLUS loan on your behalf.
Dependent student loan maximums may increase to match the independent amounts in cases where the parent is credit denied for the parent plus loan for that aid year. After the parent is credit denied for that year, the student may request an increase by submitting a Graduate Revision Request Form.
Independent students may borrow up to $12,500 in Federal Direct Loans. Unsure if you are considered an independent student or a dependent student? Find out here.
Per federal regulations, post-baccalaureate students may only receive Federal Direct Loans for a two-semester period (Fall/Spring) and must be enrolled at least half-time (6 units per semester). If you are beginning the program with the summer term, only private alternative loans are available for the summer.
*There are additional limits on Ford Direct subsidized loans. More information on loan limits may be found on the FSA website.
*Full details on federal loan requirements, origination fees, interest rates, maximums, grace periods, and other information may be found on the FSA website.
Completing the FAFSA
When completing the 2024-2025 Free Application for Federal Student Aid (FAFSA), Postbaccalaureate Pre-Medical students should provide the following answers:
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When the student begins the 2024–25 school year, what will their college grade level be? Answer: Other Undergraduate (junior or beyond)
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When the student begins the 2024–25 school year, will they already have their first bachelor's degree? Answer: YES
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Will the student be pursuing an initial teaching certification at the elementary or secondary level? Answer: NO
Enrollment Requirements
To receive federal loans you must be enrolled at least half-time (6-8 credits). Your aid is initially packaged based on the expectation of full-time enrollment. To avoid disbursement delays and last-minute adjustments, you must submit a Graduate Revision Request Form to let us know if you plan to be less than full-time for the year.
Cost of Attendance (COA)
You can see the Cost of Attendance for your program of study in the Cost of Attendance section of our website.
Maintaining Aid Eligibility
Understanding federal aid requirements, conditions, and limitations is essential! We encourage all students to take the time to review financial aid Terms and Conditions, Satisfactory Academic Progress Requirements, and the return of federal funds that may be required in the case of withdrawing or failing to complete courses.