Non-Degree Credential and Postbacc

Eligibility & Enrollment Requirements

Basic eligibility for federal and state financial aid is determined by the FAFSA. Estimated financial aid awards are based on eligibility and need, and are offered based on the number of units students self-report on the LMU Financial Aid application. The number of units in which you actually enroll determines your eligibility.

Financial aid awards are revised to match eligibility based on the actual number of units in which students are officially enrolled. Classes taken outside of your program of study or for audit do NOT qualify for Federal financial aid.

Please keep in mind that although you are admitted through the graduate division, you are not considered a graduate student for federal aid purposes unless you are seeking a Master's or Doctoral degree. As a non-degree credential or post-baccalaureate pre-medical student you are considered a 5th year undergraduate and will be awarded federal aid accordingly.

There are 13 questions a student must answer to determine if they are a dependent or independent student. If you answer "no" to all questions, you MUST provide parental information on the FAFSA even if you no longer reside with your parents or they no longer provide your support. The federal government will still view you as a dependent student and parental information is required for all dependent students.

Unsure if you are considered an independent student or a dependent student? Find out here.

FAFSA guidelines for Postbac students

Postbaccalaureate Pre-Medical students are not considered graduate students for the purposes of federal aid since they are not working on a master's or doctorate degree. For purposes of federal financial aid eligibility, post-baccalaureate students are considered enrolled in "preparatory coursework to enroll in a graduate program." Independent students and dependent students whose parents are denied a PLUS loan are eligible to borrow a total of $12,500 in Stafford Loans (up to $5,500 of which can be Subsidized) through the Federal Direct Loan Program. Dependent students whose parents can borrow a PLUS loan may borrow a total of $5,500 in Stafford Loans (subsidized and/or unsubsidized) through the Federal Direct Loan Program. Your dependency status is determined by federal regulations.

If you need to borrow beyond the limited amount of Federal Loans available to you, parents of dependent students may be eligible to borrow the Federal Parent PLUS Loan. Independent students only have the borrowing option of a private loan. For some general information about private loans, review the information for private alternative loans on our website. Postbaccalaureate Pre-Medical students may only receive Federal Direct Loans for a two-semester period (Fall/Spring) per Federal regulations, and must be enrolled at least half-time (6 units per semester). If you are beginning the program with the summer term, only private alternative loans are available for the summer.

When completing the 2017-2018 Free Application for Federal Student Aid (FAFSA), Postbaccalaureate Pre-Medical students should provide the following answers:

  • When you begin the 2017-2018 school year, what will be your grade level? Answer: 5th year/other undergraduate
  • When you begin the 2017-2018 school year, what degree or certificate will you be working on? Answer: You will answer Certificate/Diploma (occupational/technical/education program of less than 2 years)
  • At the beginning of the 2017-2018 school year, will you be working on a master’s or doctorate program? Answer: No
  • Grade Level: Answer: 5th year, Post Baccalaureate Certification, 2nd Degree

FAFSA guidelines for Teaching Credential students

Non-Degree Credential students are not considered graduate students for the purposes of federal aid since they are not working on a master's or doctorate degree; they are considered to be 5th year undergraduates, and independent or dependent based on their FAFSA responses. Independent students may be eligible to borrow up to $12,500 in Federal Subsidized and/or Unsubsidized Loans. Dependent students whose parents can borrow a PLUS loan may borrow a total of $5,500 in Stafford Loans (subsidized and/or unsubsidized) through the Federal Direct Loan Program. Your dependency status is determined by federal regulations. If you are dually enrolled as a credential and Masters student, you are considered a graduate student for financial aid purposes.

When completing the 2017-2018 Free Application for Federal Student Aid (FAFSA), credential students must provide the following answers:

  • When you begin the 2017-2018 school year, what will be your grade level? Answer: 5th year/other undergraduate
  • When you begin the 2017-2018 school year, what degree or certificate will you be working on? Answer: Teaching credential (non-degree program)
  • At the beginning of the 2017-2018 school year, will you be working on a master’s or doctorate program? Answer: No

Additional information for Teaching Credential Students

  • You may be eligible for a Federal TEACH Grant, Federal Work-Study, Federal Direct Loans (including the Federal Direct Parent Plus loan), or a Federal Perkins loan.
  • Your eligibility for Federal Direct Loans is the same as for seniors.
  • The Federal TEACH Grant is actually a grant/loan combination that requires a TEACH Grant Agreement to Serve (ATS), as the grant will convert to unsubsidized loan in the future if contracted teaching obligations are not met. If this happens, interest accrual will be effective as of the date of the first TEACH disbursement. The TEACH Grant is available for credential/graduate students who meet specific criteria. Click here to learn more.
  • Teacher loan forgiveness and Perkin loan cancellations are available for selected teaching areas, specialties, and years of service. Click here to learn more.
  • Federal Direct Loans: Partial loan forgiveness for Federal Direct Loans is available for designated teachers and childcare providers. Information may be obtained at Student Aid on the Web, a site maintained by the U.S. Department of Education.
  • Federal Perkins loans: Perkins loan recipients may take advantage of a number of provisions for cancellation of loan principal and interest for each year of service in certain teaching fields and for teaching in low-income schools.
  • Teach for America: AmeriCorps recruits committed recent college graduates and professionals of all backgrounds to teach for two years in urban and rural public schools. Offers loan forbearance and paid interest on federal student loans for two years in exchange for teaching service pre-K through 12 in 46 urban and rural regions across the country. Most corps members are eligible to receive an education award of at least $5,550 per year after successfully completing each year of teaching (totaling $11,100). You can use the education award toward repayment of qualified student loans.


See the charts below to determine your financial aid eligibility based on your classification with the Graduate School.

 Program of study

Master's Program

 You may be eligible for:

Departmental Grant

Federal Unsubsidized Loan

Federal Graduate PLUS Loan

Federal TEACH Grant (for some master's programs)

Federal Work–Study

 Enrollment Requirements:

Full-time = minimum of 6 semester units

Half-time = 3 semester units

 

 Program of study

Doctoral Program

 You may be eligible for:

Departmental Grant

Federal Unsubsidized Loan

Federal Graduate PLUS Loan

TEACH Grant (for some master's programs)

Federal Work–Study

 Enrollment Requirements:

Full-time = minimum of 6 semester units, or 2 units if completing dissertation

Half-time = 3 semester units, or 2 units if completing dissertation

 

 Program of study 

Non-Degree Credential

 You may be eligible for:

Cal Grant (only if received as an undergraduate & must be approved by CSAC)

Federal Subsidized Loan 

Federal Unsubsidized Loan

Federal Parent Plus Loan for Undergraduate Students (if a dependent student)

Federal TEACH Grant (certain conditions apply)

Federal Work–Study

 Enrollment Requirements:

Full-time = minimum of 12 semester units

Half-time = 6 semester units

Must be enrolled in a minimum of 6 semester units to eligible for federal financial aid

 

 Program of study 

Postbac Premed - Allowed one consecutive 12-month period of eligibility

 You may be eligible for:

Federal Subsidized Loan

Federal Unsubsidized Loan

Federal Parent Plus Loan for Undergraduate students (if a dependent student)

 Enrollment Requirements:

Full-time = minimum of 12 semester units

Half-time = 6 semester units

Must be enrolled in a minimum of 6 semester units to eligible for federal financial aid

 

 Program of study

Second Bachelor's

 You may be eligible for:

Federal Subsidized Loan

Federal Unsubsidized Loan

Federal Parent Plus Loan for Undergraduate Students (if dependent)

Federal Work–Study

 Enrollment Requirements:

Full-time = minimum of 12 semester units

Half-time = 6 semester units